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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.罗小菲（林心如饰）是从基层做起的广告公司CF导演，与安庆辉（张轩睿饰）有段姊弟情；广告公司老板萧也时（高圣远饰），是个有品味的熟男，演艺圈颇负盛名的姊姊级女神是他稳定交往多年的女友。小赖（李李仁饰）是名公务员，平时是辅育院义工，下班后成了国标舞舞者。The trigger sequence of events is from inside to outside, which is event bubbling. The following is to prevent bubbling她不禁从心底涌起一股森寒的杀意，仿佛身边围着无数的南雀军，她手持长剑，不住地腾挪闪跃，将长剑刺入他们身上任何一个致命的穴位。李左车下了命令，副将周和率领三万兵马匆匆忙忙地向成皋赶去。Two, JoyToKey can't recognize some of my buttons